Articles
Welcome to our research center. We've put together a library of information on important financial topics that we believe you'll find helpful.
Simply click on one of the general financial topics below, and you'll find a selection of easy-to-understand information about related financial concepts. This information is updated regularly to reflect the latest facts, figures, and trends.
Commercial Insurance
- Insuring the Vehicles That Drive Your Business
- Business Owners Policy: Basic Protection for Multiple Risks
- Specialty Liability Coverage
- Workers' Comp Takes Care of Your Team
Home Insurance
Vehicle Insurance
- Is It Business … or Is It Personal?
- Insuring Teen Drivers
- Motorcycle Insurance
- Watch the Hull: Insurance for Boats and Other Recreational Watercraft
- Specialty Policies Can Help Insure Fun
- Aviation Insurance
Risk Management
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What Is Term Life Insurance?
Term life insurance differs from permanent forms of life insurance in that it offers temporary protection.
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What Is Whole Life Insurance?
Some of the pros and cons of whole life insurance.
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What Is Universal Life Insurance?
Consider a universal life insurance policy if you want the flexibility to change your premium or death benefit.
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What Are the Main Types of Auto Insurance?
Even if your state doesn’t require certain types of auto insurance, it may be wise to purchase multiple types to ensure you are covered for a variety of situations.
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How Can I Insure My Future?
To help you choose insurance wisely, determine how much coverage and what kind of policy is best for your situation.
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How Can I Protect My Home?
Since your home is one of your greatest assets, you should make sure it is adequately protected. That's where homeowners insurance enters the picture.
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What Types of Health Coverage Are Available?
There are three basic types of medical insurance plans: fee-for-service, managed care, and high-deductible health plan.
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How Can I Extend My Liability Coverage?
Consider additional liability insurance to help protect you from the potentially devastating effects of liability lawsuits.
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What Is the Difference Between an HMO and a PPO?
Selecting health insurance is often one of the most important decisions you will make. Do you know the different types?
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Am I Prepared for Long-Term Care Expenses?
The odds of needing long-term care increase as you age. Prior planning can help protect you from financial ruin.
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What Does Medicare Cover?
Medicare is the federal health insurance program for those persons age 65 and over. But what does it cover?
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How Likely Am I to Need Long-Term Care?
If you were to suffer an illness or disability that required long-term nursing care, would you be covered?